






Expert Mortgage Solutions for Portfolio Landlords
We specialise in mortgages that go beyond the ordinary—supporting portfolio landlords, limited company lending, self-employed clients, and those with complex income or company structures.
But we don’t stop there—we also help first-time buyers and individuals looking for residential mortgages, guiding you every step of the way.
Our passion lies in solving challenges. If your situation is complex or your mortgage is difficult to place
with a mainstream lender, we thrive on finding the right solution for you.
Our goal is simple: to build long-term relationships, helping landlords grow and maintain property portfolios, and helping homebuyers secure the perfect mortgage for their dream home.
Whether you’re raising funds, re-mortgaging, or moving house, we’re here to make it happen.
We pride ourselves on making every transaction smooth and stress-free, backed by expert knowledge, enthusiasm, and unwavering support.
Who We Help
We work with landlords at every stage—whether you’re starting out or managing a large, diverse portfolio:
➤ Portfolio Landlords
Finance for multiple properties, debt structuring, and growth strategies.
➤ Limited Companies & SPVs
Tax-efficient investment structures, personal guarantees, and setup support.
➤ First-Time Landlords
Guidance on set-up, stress-testing, and lender choice.
➤ HMOs & Multi-Unit Properties
Specialist finance for higher-yield properties and complex valuations.
➤ First-Time Buyers
Clear guidance on deposits, affordability, and lender choice.
➤ Residential Mortgages
Tailored solutions for home movers and those looking to re-mortgage.
Ready to take the next step?
Contact us today for expert mortgage advice that helps you achieve your property goals.
Charlotte Beasley charlotte@cmjmortgages.co.uk 07508831621 Director & Adviser Jess Lucas jessica@cmjmortgages.co.uk 07365125850 Paraplanner & Exec Assistant Sabrina Barker-Newton sabrina@cmjmortgages.co.uk 07955130305 Paraplanner & Administrator
Monday - Friday: 9am - 5pm
Saturday: By appointment
Sunday: Closed
Before sending a message please read our Just in Time statement.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances.
This will typically be £500
CMJ Mortgages LTD is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register under firm reference 930837.
Registered Office: CMJ Mortgages LTD, Office 39, Anglo House, Worcester Road, Stourport-on-Severn, DY13 9AW
Registered Company Number: 13873805 Registered in England & Wales
Trading Address: CMJ Mortgages LTD, 82 Bay Avenue I Wolverhampton I WV14 0TT
Approval Number: FP12660 - Expiry Date: 06/01/2026
Copyright © 2021 CMJ Mortgages - All Rights Reserved.